Kristen Peng - Term Structure Blog – Making DeFi Complete

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Kristen Peng

What Is a Blockchain Oracle?

What Is a Blockchain Oracle?

Blockchain oracles are third-party services that provide smart contracts with external information. They serve as bridges between blockchains and the outside world. Blockchains and smart contracts cannot access off-chain data (data that is outside of the network). However, for many contractual agreements, it is vital to have relevant information from

What It Means To "Stake" Tokens?

What It Means To "Stake" Tokens?

Staking has emerged as a popular method for crypto holders to earn passive income while actively participating in blockchain networks. This article delves into the concept of staking, its mechanisms, benefits, risks, and how individuals can engage in this process. Understanding Crypto Staking Staking As A Consensus Algorithm: Staking here

The Pros And Cons Of Centralized Exchanges

The Pros And Cons Of Centralized Exchanges

Centralized exchanges (CEX) have long been central to the cryptocurrency trading scene, offering liquidity, ease of use, and a suite of features. However, they come with their fair share of pros and cons. Let’s examine both sides of the coin when it comes to centralized exchanges. The Pros 1.

Deciphering Crypto Jargons: Acronym Explainer (Part 1)

Deciphering Crypto Jargons: Acronym Explainer (Part 1)

Introduction: In the early days Telegram was the go-to platform for community building before Discord took over, trying to join in discussions was difficult because of the acronyms and lingua used, to the uninitiated it was difficult to participate, it has become increasingly difficult as the space has evolved. To

Is DeFi Coming To Bitcoin? The Role Of BRC-20 Tokens

Is DeFi Coming To Bitcoin? The Role Of BRC-20 Tokens

Introduction In the early days, discussing DeFi on Bitcoin was met with skepticism, especially as Ethereum began to demonstrate its capabilities as a DeFi platform. While Bitcoin lacked the native smart contract functionality that made Ethereum suitable for DeFi, the scene has evolved. The introduction of BRC-20 tokens on the

Much Ado About Base, Coinbase's Blockchain

Much Ado About Base, Coinbase's Blockchain

Introduction Since its inception in 2012, Coinbase has been a leading name among cryptocurrency exchanges worldwide. Its recent dive into Ethereum Virtual Machines (EVMs) and Layer 2 technologies with the introduction of "Base" has generated considerable excitement and discussion within the crypto community. In this article, we will

Bitcoin Spot ETF Approval = Bull Market? Understanding the Actual Impact of Bitcoin ETFs

Bitcoin Spot ETF Approval = Bull Market? Understanding the Actual Impact of Bitcoin ETFs

Introduction In the past month, bitcoin's price has soared by an astonishing 30%. The recent surge in price can largely be attributed to the growing excitement about the potential approval of a bitcoin spot exchange-traded fund (ETF) by authorities in the United States. Indeed, the crypto community is

How to Trade Fixed-Income Tokens on Term Structure?

How to Trade Fixed-Income Tokens on Term Structure?

Most people are familiar with buying and selling tokens. However, at Term Structure, the assets bought and sold are not cryptos but fixed-income tokens derived from crypto. As a result, users must navigate the dual challenges of interest rate fluctuations and price changes. This adds complexity to their trading strategies.

Introducing Term Structure’s Trading Competition - Join to Win $10,000 USDC and Get an NFT!

Introducing Term Structure’s Trading Competition - Join to Win $10,000 USDC and Get an NFT!

Are you ready to showcase your trading skills in a simulated market environment? The Term Structure Testnet Trading Competition is a unique opportunity for users to test their strategies and compete for attractive prizes without using real funds. The competition is designed to offer a realistic simulation of a market

Unveiling the Next Frontier: Term Structure's 'ZK Roast-up' Event Illuminates Revolutionary ZK-Rollup Innovations

Unveiling the Next Frontier: Term Structure's 'ZK Roast-up' Event Illuminates Revolutionary ZK-Rollup Innovations

Term Structure, a non-custodial fixed-income protocol that facilitates fixed-rate, fixed-term, and peer-to-peer borrowing and lending on Ethereum, recently organized the "ZK Roast-up: Unleash the Power of ZK Rollups" event. This meetup, which drew an audience of over 250, was a collaborative effort with HashKey Capital, BTQ, Zomma Protocol,

Term Structure Successfully Raised Initial Funding of $4.25 Million in a Series Seed Fundraising Round, With Cumberland DRW Taking the Lead in the Investment

Term Structure Successfully Raised Initial Funding of $4.25 Million in a Series Seed Fundraising Round, With Cumberland DRW Taking the Lead in the Investment

Term Structure, a decentralized finance (DeFi) protocol offering non-custodial fixed-income solutions for peer-to-peer and fixed-rate borrowing and lending, has successfully raised initial funding of USD 4.25 Million in a series seed fundraising round. Cumberland DRW took the lead in this funding round, joined by Decima Fund, HashKey Capital, Longling

Maturity Dates in Finance: Bonds, Options, and Beyond

Maturity Dates in Finance: Bonds, Options, and Beyond

Previously, we discussed the bascis of bonds. One of the important characteristics of bonds is maturity date, the date on which a financial instrument, such as a bond or an option, will expire. Understanding the maturity date is crucial for investors because it can help them plan their investment strategies

Building a Robust Bond Ecosystem in Decentralized Finance

Building a Robust Bond Ecosystem in Decentralized Finance

Previously, we explained the term structure of interest rates and its crucial role in laying a critical foundation for pricing derivatives in decentralized finance (DeFi). We also illustrated the role of bond markets in traditional finance (TradFi) in shaping the term structure of interest rates and the importance of establishing

Aave's GHO: A Strategic Move for Growth in DeFi's Stablecoin Market

Aave's GHO: A Strategic Move for Growth in DeFi's Stablecoin Market

Introduction Aave is a prominent decentralized finance (DeFi) lending platform that leverages peer-to-peer (P2P) liquidity pools to establish robust cryptocurrency borrowing and lending markets. Renowned for pioneering the concept of "flash loans," Aave has earned its place as one of the most substantial money markets in the DeFi

Curve Finance's $crvUSD: Unveiling Soft Liquidation for Stable DeFi Growth

Curve Finance's $crvUSD: Unveiling Soft Liquidation for Stable DeFi Growth

Introduction Stablecoins play a vital role in supporting the development of the decentralized finance (DeFi) ecosystem, providing a crucial tool in the money market to guard against the inherent volatility of cryptocurrencies. In early May 2023, Curve Finance introduced $crvUSD, its highly anticipated native stablecoin that distinguishes itself by presenting

Referral Programs in DeFi: Analyzing Effectiveness and Strategies for Success

Referral Programs in DeFi: Analyzing Effectiveness and Strategies for Success

A referral program is a word-of-mouth marketing strategy that incentivizes customers to refer friends, family members, or connections to use a financial product or service. It is a popular, low-cost marketing strategy used in the financial industry and banks to promote business, raise brand recognition, and build customer loyalty. This

Unleashing the Power of the Term Structure: Transforming DeFi's Pricing, Risk Management, and Investment Strategies

Unleashing the Power of the Term Structure: Transforming DeFi's Pricing, Risk Management, and Investment Strategies

In the previous article, we explored the concept of the term structure of interest rates and its importance in both traditional finance (TradFi) and decentralized finance (DeFi). With that in mind, you may be curious about the importance of establishing an interest rate curve for various cryptocurrencies within DeFi. This

Unraveling Term Structure - The Building Block of DeFi

Unraveling Term Structure - The Building Block of DeFi

In previous articles, we went to great lengths to introduce the Term Structure protocol and its solutions for laying a solid foundation for the decentralized finance (DeFi) ecosystem. However, you may still be wondering: what exactly is term structure? While you might have seen this term multiple times online, its

Riding the Wave of Stability: Why Fixed Interest Rates are the New Cool in DeFi

Riding the Wave of Stability: Why Fixed Interest Rates are the New Cool in DeFi

Decentralized Finance (DeFi) is transforming traditional finance by providing open and accessible financial solutions built on blockchain technology. A key part of this ecosystem is DeFi lending protocols that offer an alternative to traditional lending financial services. These protocols operate without the need for intermediaries, such as banks or financial